How to Make Buying and Selling Work at the Same Time

The Smart Buyer Series

Secrets Nobody Tells You About Buying in Florida

 It’s one of the biggest questions I hear: “How do I buy my next home without getting stuck carrying two mortgages—or selling too soon and having nowhere to go?”

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The good news? With some planning, you don’t have to choose between stress and chaos. There are smart ways to line up both sides of your move so you can transition smoothly.

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1. Know Your Market Timing

In Florida, seasonality matters. Spring and early winter are hot times for buyers, while late summer and hurricane season can move slower. If you’re selling, pricing strategically helps you attract strong offers quickly—giving you more control on your buy side.

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2. Explore Contingency Options

Buyers and sellers often think they have no flexibility, but that’s not true. Some options include:

• Sale contingency: Make your new purchase contingent on selling your current home.
• Lease-back: Sell your home but rent it back for a month or two while you close on your next place.
• Extended closing: Negotiate extra time to line things up
  

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3. Consider a Bridge Strategy

For some buyers, a short-term solution helps:

• Bridge loans (temporary financing while you wait for your sale proceeds)
• Home equity line (using equity from your current home as a down payment source) These aren’t for everyone, but they can give you more flexibility if timing feels tight.

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4. Have a Back-Up Housing Plan

Even with the best planning, closings don’t always align perfectly. Be prepared with a short-term rental or extended-stay option. In Florida, many seasonal rentals are available monthly—great for a smoother transition if dates don’t match up exactly.

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RELOCATION TIP

If you’re moving in from another state, don’t rush to close both homes in the same week. Plan a small gap so you can handle travel, movers, and utilities without everything colliding at once. Having that buffer—even just a few days—can make the whole process less stressful.

The Bottom Line….

Buying and selling at the same time can feel overwhelming, but with smart strategies—timing, contingencies, and a solid plan B—you can make it manageable.

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📩Want a deeper dive?
Check out my free guide, How to Buy and Sell With Ease—and if you’d like to talk through your situation, email me anytime. I’d love to help you map out a plan that makes sense.

→ april@planmyfloridamove.com

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Ready to start planning out a move?

You don’t need to have it all figured out. Just tell me your story – and I’ll help you build a plan that makes sense. SCHEDULE A QUICK CHAT

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